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Banking is personal

Wednesday June 16, 2010 at 6:59pm

According to a recent Federation of Small Businesses (FSB) survey, although the level of small business satisfaction with high street banks remains low overall, one of the most important things firms looked for in a bank was a good working relationship with their business manager.

There was a strong correlation between the number of business managers a firm dealt with in a 2-year period and the level of dissatisfaction reported. Firms that had the same manager for 2 years had a dissatisfaction level of 13%; whereas those with 2 had dissatisfaction levels of 27%; those with 3, 52%; 4, 53% and 5, 70%.

It just goes to show that, however large an organisation gets, it is our relationships with our key stakeholders that really matter.

Gary Cousins
Business Solicitor 

» Categories: General, Business, Gary Cousins
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This blog is not intended to constitute legal advice, nor is it intended to be a complete and authoritative statement of the law, and what we say might be out of date by the time you read it. You should always seek legal advice to confirm whether or how any information in this article applies to your particular situation. We offer a free telephone consultation to discuss your particular circumstances.

1 Comment

Chris Watts | June 19, 2010 @ 5:35pm
Gary, thanks. May I add that it is a fine line between being professionals and accounting for the human element? Jokes like “computer say's no", "my bank manager is 19 & fresh out of college" & “banks are not lending anymore” hinders the progress made by some of the excellent banking professionals that we know. It also reduces the likelihood of a symbiotic working relationship with “the bank” I remember the days when the manager’s job depended as much on his relationships with business clients as targets. Times were not necessarily better then but we need to apply the lessons of having genuine business relationships & utilising stats and technology. It is not a question of which is best, but the imperative to have the BEST OF BOTH. If the relationship with business and bank is weak. Then leveraging external trusted advisors can enhance the relationship, whilst offering solutions if it becomes dysfunctional. Chris Watts Ludgate Partnership ...

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